This question is on many homeowners’ minds, and for good reason. But in Snohomish and King County, the most successful moves in 2026 won’t be driven by rate predictions. They’ll be driven by preparation, flexibility, and clarity. REALTOR® Marie-Noelle Metseye helps homeowners focus on strategy instead of reacting to headlines.

Interest rate headlines create a sense of urgency. Each change can feel like a closing window.

But reacting quickly doesn’t always lead to better outcomes, especially when life, finances, and housing needs are complex.

Rate anxiety often comes from:

• Fear of missing out on affordability

• Uncertainty about future monthly payments

• Mixed media messaging

• Remembering past low-rate environments

Rates matter, but they are only one part of the equation.

In 2026, outcomes are more influenced by:

• Your equity position

• Your lifestyle needs

• Your timing flexibility

• Inventory in your specific neighborhood

• Your overall financial readiness

Homeowners who understand these factors feel less pressure to rush.

Many Snohomish and King County homeowners are choosing preparation over prediction.

Instead of rushing, they are:

• Learning their true market value

• Reviewing equity and loan balances

• Exploring buy-first vs. sell-first scenarios

• Identifying neighborhoods that better fit their lifestyle

• Waiting for the right opportunity, not just any opportunity

There are situations where timing does matter.

Moving sooner may make sense if:

• Your home no longer fits your daily needs

• You need to relocate for work or family

• Carrying two housing payments would be difficult

• You have limited timing flexibility later

Even in these cases, strategy matters more than speed.

Instead of asking, *Should I move before rates change?* ask:

• Am I prepared for either direction rates could go?

• Do I understand my buying and selling options?

• Would waiting improve clarity, or add stress?

In Snohomish and King County, market conditions vary widely by location and price point. Bothell, Everett, Lynnwood, Shoreline, Seattle, Renton, Mill Creek, and Eastside communities often behave differently at the same time.

Understanding your *micro-market* reduces reliance on rate speculation.

Some homeowners will move in early 2026. Others will wait. Both can be smart decisions.

The goal isn’t to beat rates, it’s to make a move that supports your life and finances.

Interest rates will change, that’s a given. What you can control is how prepared you are.

If you’re considering a move in 2026 and feeling pressure around rates, REALTOR® Marie-Noelle Metseye offers calm, informed guidance for Snohomish and King County homeowners, so decisions feel intentional, not reactive.